Card issuing used to require months of bank partnerships and compliance work. Modern APIs have changed that. Here's how to embed card issuing into your product.

Why issue cards from your platform

Give customers instant spending power tied to their account balance
Control where and how funds are spent with merchant and category restrictions
Earn interchange revenue on every transaction
Provide a branded, seamless payment experience

Virtual vs. physical cards

Virtual cards are ideal for online purchases, SaaS subscriptions, and automated workflows. They can be issued instantly and revoked just as fast. Physical cards make sense for in-store purchases and employee expense management.

Both types connect to the same underlying virtual account and share the same controls.

Spend controls that matter

Per-transaction and monthly spend limits
Merchant category restrictions
Single-use cards for one-time payments
Geographic restrictions and time-of-day windows

Real-time authorization

Every card transaction hits your webhook endpoint at authorization time. You can approve, decline, or flag transactions based on your own business logic before the charge goes through.

Getting started

Create a virtual account for your customer
Issue a card linked to that account
Set spend limits and merchant restrictions
Listen for transaction webhooks
View all activity in the dashboard or via API

Card issuing turns your platform into a financial product. Talk to us to get started.